CAB offers new service for those in debt

ANGUS and Dundee Citizens Advice Bureau’s new financial capability project ADAPT (Avoid Debt, Act Positively Today) is now open for business in Angus and Dundee.

Project manager Kathy Anderson said: “Although there are various ways of linking into the project, people can also self-refer.”

Sponsored by the Big Lottery Fund, the project aims to help improve and develop residents’ money management skills and prevent people falling into debt.

Kathy added: “The five-year funding package will enable us to not only help people in the short term but also to monitor their progress in maintaining the skills they have developed over a longer period.

“With a focus on partnership working we have already developed good links with a wide range of local voluntary and statutory organisations and it is from these agencies that many of our clients are referred. The project is flexible and is able provide support to both groups and individuals based on their level of need giving advice around the everyday topics of Budgeting, Banking, Borrowing and Benefits.

“Fewer jobs, more redundancies and higher prices have all combined to increase the challenges faced by many people on a daily basis.”

The ADAPT workers help clients maximise their incomes and find ways of minimising their outgoings, for example changing fuel suppliers or avoiding unnecessary bank charges.

In addition the project supports people to manage their finances at times of change. This can include moving from benefits to employment, facing redundancy or retirement, starting a family, divorce or separation, etc.

Such changes can be traumatic and the aim is to minimise the stress experienced by making sure that financial aspects run smoothly and clients are equipped with the knowledge and expertise to cope in their new circumstances.

The longer-term funding means that the project workers will be able to support their clients over an extended period until they feel confident to manage by themselves.

Both individuals and organisations who would like to know more about the project can contact Kathy, Eileen or Margaret in Angus on 01241 870695 or Rosemarie or Craig in Dundee on 01382 431582.